AI Agents on the Rise — The Driving Force Behind Stablecoin Adoption?
As stablecoins gain momentum in global finance, AI agents are emerging as the key force driving adoption. Galaxy Digital founder Mike Novogratz predicts that AI will soon become the largest user of stablecoins. From payments to autonomous economies, this convergence is reshaping the future of Web3. At the forefront of this shift, XWorld has already built a self-sustaining ecosystem that integrates AI agents and stablecoin-powered transactions.
Stablecoin Adoption Enters a New Era
Stablecoins, digital assets pegged to fiat currencies such as the U.S. dollar, have become the backbone of digital finance. They offer price stability, rapid settlement, and cross-chain interoperability. As of August 2025, the global stablecoin market cap has reached $280 billion, accounting for 7% of the total crypto market.
In the U.S., the GENIUS Act (Guidance and Establishment for National Innovation of U.S. Stablecoins), passed in July 2025, has provided long-awaited regulatory clarity—boosting confidence and accelerating adoption.
At the same time, the rise of AI agents is bringing new possibilities to stablecoin usage.
Adoption Signals from Industry Leaders
Tech giants like Apple, Google, Airbnb, and X (formerly Twitter) are testing stablecoin integrations to cut fees and optimize cross-border transactions.
Retail platforms such as Shopify and Spar are enabling stablecoin payments for faster, cheaper settlements.
Payment networks including Visa are expanding settlement capabilities, embedding stablecoins into the global financial infrastructure.
This mainstream adoption coincides with the emergence of AI-driven automation.
Novogratz: AI Will Become the Largest Stablecoin User
Galaxy Digital founder and CEO Mike Novogratz told Bloomberg: “In the not-so-distant future, the biggest user of stablecoins is going to be AI.”
He envisions AI agents handling everyday transactions on behalf of users:
Grocery agents that purchase food based on your diet.
Travel agents that book and pay for trips automatically.
Healthcare agents that manage insurance and prescription payments.
Coinbase developers echo this, suggesting that AI agents may become Ethereum’s largest power users, leveraging protocols like HTTP 402 for autonomous payments.
Research firm Bernstein projects the stablecoin market could reach $3 trillion by 2028, with AI adoption acting as a major driver.
XWorld: From Vision to Reality
While the industry debates the “AI + stablecoin” future, XWorld is already building it.
Launched in 2023, XWorld has grown into a self-sustaining agent economy, combining AI training, tokenized incentives, and stablecoin-based settlements. Users can create, deploy, and monetize AI agents across entertainment, gaming, and productivity—while stablecoins enable frictionless, global payments.
Key ecosystem highlights:
11M+ cumulative downloads and 1M+ MAUs on Telegram MiniApp, with 400K+ community members across platforms.
$22M+ in 2024 revenue, over 2B gameplay records, and $347M+ in token trading volume.
Popular agents include FactoryMind (+23,037% weekly gain) in smart manufacturing and NeoBody AI (+23.37%) in embodied intelligence.
Expanding use cases in healthcare AI, data analytics, and gaming, already aligning with stablecoin-backed micropayments.
These figures prove that the foundation of an autonomous agent economy is already in place.
Looking Ahead: XWorld’s Role in the AI–Stablecoin Future
Amid regulatory tailwinds and accelerating adoption, XWorld is set to lead the convergence of AI and stablecoins:
2026–2027: Achieve multi-agent intelligent collaboration and open SDKs/APIs, unlocking new income models for developers and community creators.
2028–2029: Enter the “AI-for-Everyone” era, fully launching agent creation tools and a modular marketplace for trading AI components.
2030 and beyond: Build a unified GameFi clearing system serving 500M+ users, powering metaverse economies driven by AI Agents—from autonomous driving to cosmic exploration—with stablecoins as the foundational layer for payments.
Conclusion
The convergence of AI agents and stablecoins is more than a possibility—it is already unfolding. Stablecoins are evolving from financial instruments into the currency of autonomous systems, and XWorld is at the forefront of making this transformation real.
The next chapter of Web3 will not only be decentralized but also autonomous, agent-driven, and powered by stablecoins.
🔗 Learn more and join XWorld
Website: xworlds.biz
Whitepaper: GitBook
MiniAPP: Telegram
Community: Telegram Group
Twitter: @xworld_ai
Linktree: xworld_ai
XWORLD’s Commitment to Gamers: A Unique Partnership with Genshin
As the gaming industry continues to thrive, XWORLD has emerged as a game-changer in acknowledging and valuing the passionate community of gamers. In a groundbreaking collaboration, XWORLD has partnered with the popular game Genshin, offering an unprecedented opportunity for Genshin players to enjoy exclusive discounts like never before. This unique partnership not only showcases XWORLD’s dedication to gamers but also highlights its commitment to delivering incredible value to the gaming community.
Acknowledging the Importance of Gamers:
XWORLD understands the crucial role that gamers play in shaping the gaming industry. Gamers are more than just consumers; they are the driving force behind the success of games. By actively seeking to cater to the needs of gamers and building strong relationships within the community, XWORLD has proven its commitment to enhancing the overall gaming experience.
The Unparalleled Partnership:
In a move that further showcases XWORLD’s appreciation for gamers, the partnership with Genshin is a match made in gamer heaven. Genshin Impact, an open-world action role-playing game, has taken the gaming world by storm since its release. The game’s highly immersive environment, captivating storyline, and stunning visuals have garnered a dedicated and passionate fan base.
By collaborating with Genshin, XWORLD demonstrates its eagerness to align with a game that resonates with gamers on a deeper level. Recognizing the value of this partnership, XWORLD has gone the extra mile to offer an exclusive discount to all Genshin players, making XWORLD the go-to platform for players looking to recharge their game accounts.
The Lowest Discount around the Web:
As part of this exciting collaboration, Genshin players will have the privilege of experiencing the lowest discount on the web when recharging through XWORLD. This incredible offer is a testament to the dedication XWORLD has toward gamers’ satisfaction and its commitment to facilitating optimal gaming experiences.
With this exclusive partnership, XWORLD aims to provide gamers with affordable and accessible opportunities to enjoy their favorite games. By offering the industry’s lowest discount, XWORLD understands the financial barriers that some gamers may face when investing in their virtual adventures. This discount allows them to overcome such obstacles, ensuring that no gamer is left behind.
XWORLD’s collaboration with Genshin signifies a pivotal moment in the gaming industry, highlighting the brand’s emphasis on understanding and nurturing the gaming community. By appreciating gamers more than consumers, XWORLD has chosen to prioritize their needs and experiences. Through this exclusive offer providing Genshin players the lowest discount on the web, XWORLD aims to make gaming more accessible and enjoyable for all enthusiasts.
As XWORLD continues to pioneer groundbreaking partnerships and value gamers’ contributions, it sets a shining example for other companies in the gaming industry. By recognizing the importance of gamers and catering to their needs, XWORLD solidifies its standing as a player-centric platform. With this unique collaboration, both XWORLD and Genshin players are poised to embark on unforgettable gaming experiences while redefining the industry’s landscape.
X-WORLD
Enjoy Your Passionate Game Time, Every Second Becomes Your Income.
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XWorld Christmas Event: 6,350,000 $BUILD Prize Pool Awaits!
XWorld brings cheer this Christmas! Inspired by the magic of the season, join us to celebrate, connect, and create unforgettable moments together!
📅 Event Duration
December 10, 2024 - December 30, 2024
🎁 Reward 1: Social King for Telegram
We’ll select the Top 10 most active users in the Telegram community to win:
🥇 1st: 30 USDT
🥈 2nd: 20 USDT
🥉 3rd: 15 USDT
4th-10th: 5 USDT each
🎁 Reward 2: Social King for Discord
Top 5 active users in the Discord community will win: Social King title + 10,000 $BUILD each 👑
🎁 Reward 3: Telegram Random Draw
Complete interactive tasks to enter the Telegram random draw. 20 lucky users will win 20 $WORLD each! 🎉
🎁 Reward 4: 5,000,000 $BUILD Prize Pool
Telegram Channel reaches 35,000 subscribers: 1,000,000 $BUILD of giftcodes shared with 10,000 people
Telegram Channel reaches 40,000 subscribers: 1,500,000 $BUILD of giftcodes shared with 2,000 people
Telegram Channel reaches 50,000 subscribers: 2,500,000 $BUILD of giftcodes shared with 1,000 people
📝 How to Participate in Tasks:
✅ Daily Check-ins: Send gm in our community #off-topic channel to check in.
✅ Subscribe to Telegram Channel (enable notifications for hidden gift codes).
✅ Visit MiniAPP
✅ Level Up Your Pet to Level 10
✅ Follow Official Twitter
✅ Join Telegram Group
✅ Join Discord Server
✅ Share Event Link and invite friends to join!
✅ Spread Christmas Cheer: Send Happy Christmas in our community #activity-zone channel.
⚠️ Important Notes:
Social King rewards for Telegram and Discord are mutually exclusive.
Telegram Random Draw winners and Social King winners cannot be the same. Alternate winners will be chosen if needed.
No cheating: Spamming, fake accounts, or manipulation will lead to disqualification. 🚫
Winners must complete all interactive tasks. If not, their rewards will be revoked. Winners will be announced within 3 working days, and rewards will be distributed within 7 working days.
X-WORLD reserves the final interpretation of the event rule.